/* Gemeinsame Grundregeln für alle Vergleichsseiten, Testberichte und Ratgeber
   Ausgelagert aus den Inline-Styles der v4-Seiten (26.10.2026). Änderungen hier wirken auf alle Seiten dieser Typen. */
/* =========================================================
   AD24 v4 — Design-Tokens (identisch mit review-trade-republic-v4.html)
   ========================================================= */
/* ---------- Basis ---------- */
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);color:var(--ink);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased;font-size:var(--fs-base);overflow-x:clip}
a{color:inherit;text-decoration:none}
img{max-width:100%}
b,strong{font-weight:600}
h1,h2,h3,h4{font-family:var(--font-head);color:var(--head);letter-spacing:-.02em;line-height:1.15;font-weight:700}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}
section{padding:var(--s-block) 0 0}
/* Einheitlicher Abstand zwischen zwei Inhaltsabschnitten: 48 px, egal ob der Abschnitt mit Text oder einer Box endet */
section[id] + section[id]{padding-top:48px}
section[id] > .wrap > :last-child{margin-bottom:0}
.i{width:1em;height:1em;display:inline-block;vertical-align:-.12em;flex:none}
/* Textlinks im Artikel */
.article a:not(.btn),.ad24-sources a,.fa a{color:var(--navy);font-weight:600;text-decoration:underline;text-decoration-color:var(--navy-line);text-underline-offset:3px;text-decoration-thickness:1.5px;transition:text-decoration-color .15s}
.article a:not(.btn):hover,.ad24-sources a:hover{text-decoration-color:var(--navy)}
/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--font-head);font-weight:600;font-size:var(--fs-md);border-radius:var(--r-sm);padding:12px 20px;border:1.5px solid transparent;cursor:pointer;transition:background .15s,border-color .15s,color .15s;white-space:nowrap}
.btn-primary{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn-primary:hover{background:var(--navy-2);border-color:var(--navy-2)}
:root[data-theme="dark"] .btn-primary{color:#0F1320}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy-line)}
.btn-outline:hover{background:var(--navy-soft);border-color:var(--navy)}
.btn-ghost{background:transparent;color:var(--muted);border-color:var(--line-2)}
.btn-ghost:hover{color:var(--ink);border-color:var(--ink)}
.btn-sm{padding:10px 16px;font-size:var(--fs-md)}
/* Eyebrow / Überschriften */
.eyebrow{display:block;font-family:var(--font-head);font-size:var(--fs-xs);font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--faint);margin-bottom:12px}
.h2{font-size:30px}
.h3{font-size:23px;margin-bottom:12px}
.lead{color:var(--muted);font-size:19px;line-height:1.55}
/* Icons-Sprite Farben */
.mk{display:inline-grid;place-items:center;flex:none;border-radius:50%;width:22px;height:22px}
.mk svg{width:13px;height:13px}
.mk.ok{background:var(--green-soft);color:var(--green)}
.mk.no{background:var(--red-soft);color:var(--red)}
/* ---------- Topbar ---------- */
.topbar{background:var(--navy-soft);color:var(--ink);font-size:var(--fs-md);border-bottom:1px solid var(--navy-line)}
.promo{max-width:var(--maxw);margin:0 auto;display:flex;align-items:center;justify-content:center;gap:10px 16px;padding:10px 22px;flex-wrap:wrap;text-align:center}
.promo .tag{background:var(--gold);color:var(--on-gold);font-size:var(--fs-xs);font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:3px 9px;border-radius:6px}
.promo .ptxt b{color:var(--head);font-weight:600}
.promo .pcta{color:var(--navy);font-weight:700;white-space:nowrap}
.promo .pcta:hover{text-decoration:underline;text-underline-offset:3px}
@media(max-width:620px){.promo .tag{display:none}}
/* ---------- Hero ---------- */
.introband{background:var(--bg-2);border-bottom:1px solid var(--line)}
.crumb{font-size:var(--fs-sm);color:var(--faint);padding:18px 0 26px}
.crumb a:hover{color:var(--navy)}
.phero{padding:0 0 40px}
.phero-cols{display:grid;grid-template-columns:1fr;gap:36px;align-items:start}
@media(min-width:1020px){.phero-cols{grid-template-columns:minmax(0,1fr) 340px;gap:56px;align-items:center}}
.phero h1{font-size:46px;font-weight:800;letter-spacing:-.03em;line-height:1.08;max-width:720px}
.phero .lead{margin-top:16px;max-width:640px}
.hero-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.btn-outline{background:var(--bg)}
.hero-meta{display:flex;flex-wrap:wrap;align-items:center;gap:10px 18px;margin-top:26px;padding-top:20px;border-top:1px solid var(--line);font-size:var(--fs-sm);color:var(--muted)}
.hero-meta .sep{width:1px;height:26px;background:var(--line-2)}
@media(max-width:640px){.hero-meta .sep{display:none}}
.hero-meta .who{display:inline-flex;align-items:center;gap:10px;color:var(--ink);font-weight:500}
.hero-meta .av{position:relative;width:38px;height:38px;border-radius:50%;background:var(--navy-soft);color:var(--navy);display:grid;place-items:center;font-weight:700;font-size:var(--fs-sm);overflow:hidden;flex:none}
.hero-meta .av img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 32%}
.hero-meta .who a{color:var(--navy);font-weight:700}
.hero-meta .who small{display:block;color:var(--faint);font-weight:400;font-size:var(--fs-sm)}
.hero-meta .it{display:inline-flex;align-items:center;gap:6px}
.hero-meta .it svg{width:14px;height:14px;color:var(--faint)}
/* Verdict-Karte */
.verdict{background:var(--card);border-radius:var(--r-lg);padding:18px 20px;box-shadow:var(--shadow-float)}
.verdict .vtop{display:flex;align-items:center;gap:12px}
.verdict .vlogo{width:40px;height:40px;border-radius:11px;border:1px solid var(--line);background:var(--bg-2);display:grid;place-items:center;overflow:hidden;flex:none}
.verdict .vlogo img{width:22px;height:22px;object-fit:contain}
.verdict .vname{font-size:18px;font-weight:700;color:var(--head);letter-spacing:-.02em;line-height:1.2}
.verdict .vsub{font-size:var(--fs-sm);color:var(--faint);margin-top:1px;line-height:1.35}
.verdict .vscore{display:flex;align-items:center;gap:12px;margin-top:14px}
.verdict .vscore .n{font-size:38px;font-weight:700;color:var(--head);line-height:1;letter-spacing:-.04em}
.verdict .vscore .n small{display:block;font-size:var(--fs-xs);color:var(--faint);font-weight:600;letter-spacing:.06em;text-transform:uppercase;margin-top:2px}
.verdict .vscore .w{display:flex;flex-direction:row;flex-wrap:wrap;gap:8px 10px;align-items:center}
.verdict .vscore .stars{display:inline-flex;gap:2px;color:var(--gold)}
.verdict .vscore .stars svg{width:16px;height:16px}
.verdict .vscore .lbl{display:inline-block;font-size:var(--fs-xs);font-weight:700;color:var(--gold-deep);background:var(--gold-soft);letter-spacing:.06em;text-transform:uppercase;padding:4px 9px;border-radius:6px;white-space:nowrap}
.verdict .vscore .src{font-size:var(--fs-sm);color:var(--faint)}
.verdict .vtag{font-size:var(--fs-md);line-height:1.45;color:var(--muted);margin-top:10px}
.verdict .vfacts{display:grid;grid-template-columns:1fr 1fr;margin-top:12px;border-top:1px solid var(--line)}
.verdict .vf{padding:8px 10px 8px 0;border-bottom:1px solid var(--line)}
.verdict .vf:nth-child(even){padding-left:12px;border-left:1px solid var(--line)}
.verdict .vf .k{font-size:var(--fs-sm);color:var(--faint);line-height:1.3}
.verdict .vf .v{font-size:var(--fs-base);font-weight:600;color:var(--head);margin-top:1px}
.verdict .btn{width:100%;margin-top:14px;padding-top:12px;padding-bottom:12px}
.verdict .vnote{font-size:var(--fs-sm);color:var(--faint);text-align:center;margin-top:8px;line-height:1.35}
/* ---------- Shell / TOC ---------- */
.shell{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.railcol{display:none}
@media(min-width:1200px){
  .shell{display:grid;grid-template-columns:minmax(0,1fr) 230px;gap:56px;align-items:stretch}
  .maincol{min-width:0}
  .maincol .wrap{max-width:none;padding:0}
  .railcol{display:block;padding-top:48px}
  .shell{grid-template-columns:minmax(0,1fr) 250px;gap:48px}
}
.rail{position:sticky;top:92px;display:flex;flex-direction:column;gap:14px;max-height:calc(100vh - 92px - 24px)}
.toc{display:flex;flex-direction:column;min-height:0;flex:1 1 auto}
.toc-wrap{position:relative;min-height:0;display:flex;flex-direction:column}
.toc-wrap::before,.toc-wrap::after{content:"";position:absolute;left:0;right:0;height:56px;pointer-events:none;opacity:0;transition:opacity .2s;z-index:1}
.toc-wrap::before{top:0;background:linear-gradient(var(--bg),transparent)}
.toc-wrap::after{bottom:0;background:linear-gradient(transparent,var(--bg))}
.toc-wrap.has-top::before{opacity:1}
.toc-wrap.has-bottom::after{opacity:1}
.railcard{flex:none}
.toc-top{display:flex;justify-content:space-between;align-items:baseline;padding:0 0 8px}
.toc-h{font-size:var(--fs-xs);font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.toc-pct{font-size:var(--fs-sm);font-weight:700;color:var(--head);font-variant-numeric:tabular-nums}
.toc-bar{height:3px;background:var(--line);border-radius:99px;overflow:hidden;margin-bottom:10px}
.toc-bar i{display:block;height:100%;width:0;background:var(--navy);border-radius:99px;transition:width .1s linear}
.toc-list{border-left:2px solid var(--line);overflow-y:auto;min-height:0;scrollbar-width:thin;scrollbar-color:var(--line-2) transparent;overscroll-behavior:contain;padding-right:4px}
.toc-list::-webkit-scrollbar{width:4px}
.toc-list::-webkit-scrollbar-thumb{background:var(--line-2);border-radius:99px}
.toc-l{display:flex;align-items:center;gap:10px;padding:5px 10px 5px 14px;margin-left:-2px;border-left:2px solid transparent;color:var(--muted);font-size:var(--fs-md);line-height:1.3;transition:color .15s,border-color .15s}
.toc-l .n{font-size:var(--fs-sm);font-weight:700;color:var(--faint);font-variant-numeric:tabular-nums;width:18px;flex:none}
.toc-l:hover{color:var(--head)}
.toc-l.active{color:var(--head);font-weight:600;border-left-color:var(--navy)}
.toc-l.active .n{color:var(--navy)}
.toc-ix{margin-left:auto;font-size:var(--fs-xs);font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--green-deep);background:var(--green-soft);padding:2px 6px;border-radius:5px;flex:none}
/* Angebots-Karte in der Sidebar */
.railcard{background:var(--navy-soft);border-radius:var(--r);padding:14px 14px 12px}
.railcard .rc-top{display:flex;align-items:center;gap:10px}
.railcard .rc-logo{width:30px;height:30px;border-radius:8px;background:var(--bg);border:1px solid var(--line);display:grid;place-items:center;flex:none}
.railcard .rc-logo img{width:16px;height:16px;object-fit:contain}
.railcard .rc-name{font-size:var(--fs-md);font-weight:600;color:var(--head);line-height:1.2;white-space:nowrap}
.railcard .rc-sub{display:none}
.railcard .rc-score{margin-left:auto;white-space:nowrap;text-align:right;font-size:var(--fs-sm);font-weight:700;color:var(--head)}
.railcard .rc-score b{font-size:var(--fs-md);font-weight:600;letter-spacing:-.02em}
.railcard .rc-score small{display:block;font-size:var(--fs-xs);color:var(--gold-deep);font-weight:600}
.railcard .rc-deal{margin-top:10px}
.railcard .rc-tag{display:none}
.railcard ul{list-style:none;display:grid;gap:4px}
.railcard li{display:grid;grid-template-columns:14px 1fr;gap:7px;font-size:var(--fs-sm);line-height:1.4;color:var(--ink)}
.railcard li svg{width:12px;height:12px;color:var(--green);margin-top:3px}
.railcard li b{color:var(--head);font-weight:600}
.railcard .btn{width:100%;margin-top:10px;padding:9px 12px;font-size:var(--fs-md)}
.railcard .rc-note{font-size:var(--fs-sm);color:var(--faint);margin-top:6px;text-align:center;line-height:1.3}
/* ---------- Artikel ---------- */
.article{max-width:var(--article)}
.article>p{font-size:var(--fs-lg);line-height:1.75;margin:14px 0;color:var(--ink)}
.article p.small{font-size:var(--fs-md);color:var(--muted);line-height:1.6}
ul.dots{list-style:none;display:grid;gap:10px;margin:14px 0}
ul.dots li{position:relative;padding-left:20px;font-size:var(--fs-lg);line-height:1.65}
ul.dots li::before{content:"";position:absolute;left:1px;top:11px;width:6px;height:6px;border-radius:50%;background:var(--navy)}
ul.dots li b{color:var(--head)}
/* Kurzfazit */
.snap-verdict{font-size:20px;line-height:1.55;color:var(--head);margin:14px 0 30px}
.snap-verdict b{font-weight:600}
.gn-grid{display:grid;grid-template-columns:1fr 1fr;gap:0;margin-top:14px;border:1px solid var(--line-2);border-radius:var(--r-lg);overflow:hidden;background:var(--bg)}
@media(max-width:760px){.gn-grid{grid-template-columns:1fr}}
.gn-col{padding:18px 22px 16px}
.gn-col.is-yes{border-right:1px solid var(--line-2)}
@media(max-width:760px){.gn-col.is-yes{border-right:0;border-bottom:1px solid var(--line-2)}}
.gn-col h4{display:flex;align-items:center;gap:8px;font-size:var(--fs-xs);font-weight:700;letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px}
.gn-col.is-yes h4{color:var(--green-deep)}
.gn-col.is-no h4{color:var(--red-deep)}
.gn-col h4::before{content:"";width:8px;height:8px;border-radius:50%;background:currentColor}
.gn-col h4 .mk{display:none}
/* Für-wen-Box (Reviews): Personen-Liste ohne Begründung, Begründungen stehen in Vorteile/Nachteile */
.fitbox{margin-top:14px;background:var(--navy-soft);border-radius:var(--r-lg);overflow:hidden}
.fitbox-cols{display:grid;grid-template-columns:1fr 1fr}
.fitbox-col{padding:18px 22px}
.fitbox-col.is-no{border-left:1px solid var(--navy-line)}
.fitbox-col h4{font-size:var(--fs-base);font-weight:600;margin:0 0 10px}
.fitbox-col.is-yes h4{color:var(--green-deep)}
.fitbox-col.is-no h4{color:var(--red-deep)}
.fitbox ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.fitbox li{display:flex;gap:10px;align-items:center;font-size:var(--fs-base);font-weight:500;color:var(--ink);line-height:1.35}
.fitbox li .mk{flex:none;width:22px;height:22px;border-radius:50%;background:var(--card);display:grid;place-items:center}
.fitbox li .mk svg{width:12px;height:12px}
.fitbox-col.is-yes .mk{color:var(--green)}
.fitbox-col.is-no .mk{color:var(--red)}
.fitbox-foot{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 22px;background:var(--navy-soft-2);font-size:var(--fs-md);color:var(--ink)}
.fitbox-foot a{font-weight:600;color:var(--navy);white-space:nowrap}
.article .fitbox-foot a{text-decoration:none}
.fitbox-foot a .ar{display:inline-block;margin-left:6px;transition:transform .15s}
.article .fitbox-foot a:hover{text-decoration:underline;text-decoration-thickness:1.5px;text-underline-offset:4px}
.fitbox-foot a:hover .ar{transform:translateX(3px)}
@media(max-width:760px){.fitbox-cols{grid-template-columns:1fr}.fitbox-col.is-no{border-left:0;border-top:1px solid var(--navy-line)}.fitbox-foot{flex-direction:column;align-items:flex-start;gap:4px}}

.gn-col ul{list-style:none;display:grid;gap:2px}
.gn-col li{display:grid;grid-template-columns:18px 1fr;gap:10px;align-items:start;padding:8px 0;font-size:var(--fs-base);line-height:1.45}
.gn-col li::before{content:"";width:18px;height:18px;border-radius:50%;margin-top:2px;background-repeat:no-repeat;background-position:center;background-size:10px}
.gn-col.is-yes li::before{background-color:var(--green-soft);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230F8A4B' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.2 4.2L19 7'/%3E%3C/svg%3E")}
.gn-col.is-no li::before{background-color:var(--red-soft);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C0392B' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M6 6l12 12M18 6L6 18'/%3E%3C/svg%3E")}
.gn-col li>div{min-width:0}
.gn-col li b{color:var(--head);font-weight:600}
.gn-col li span{color:var(--ink)}
.gn-col li b::after{content:" – ";color:var(--muted);font-weight:400}
/* Callout */
.callout{display:grid;grid-template-columns:auto 1fr;gap:10px 12px;align-items:center;background:var(--gold-soft);border:0;border-radius:var(--r-lg);padding:18px 20px;margin:var(--s-block) 0 0}
.callout>div{display:contents}
.callout>div>:not(.t){grid-column:1/-1}
.callout .ic{width:32px;height:32px;border-radius:9px;background:var(--bg);color:var(--gold-deep);display:grid;place-items:center}
.callout .ic svg{width:18px;height:18px}
.callout .t{font-size:var(--fs-lg);font-weight:700;letter-spacing:-.01em;line-height:1.3;color:var(--head);margin:0}
.callout p{font-size:var(--fs-base);line-height:1.6;color:var(--ink)}
.callout p b{color:var(--head)}
/* Schnell-Check */
.fit{background:var(--navy-soft);border:1px solid var(--tool-line);border-radius:var(--r-lg);padding:28px 30px 24px;margin-top:14px}
@media(max-width:600px){.fit{padding:22px 18px 18px}}
.tool-head{display:flex;align-items:center;gap:12px;margin-bottom:6px}
.tool-head .ic{width:40px;height:40px;border-radius:11px;background:var(--bg);display:grid;place-items:center;color:var(--navy);flex:none}
.tool-head .ic svg{width:20px;height:20px}
.tool-head small{display:block;font-size:var(--fs-xs);font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--faint);margin-bottom:2px}
.fit .ft{font-size:22px;font-weight:700;color:var(--head);letter-spacing:-.02em;line-height:1.2}
.fit .fs{font-size:var(--fs-md);color:var(--muted);margin:4px 0 22px}
/* Quiz/Selbst-Check: Antwort-Kacheln wie im Konto-Finder (lp-girokonto-ohne-schufa), gilt auf allen Seitentypen (27.10.2026) */
.amf-q{margin-bottom:24px}
.amf-qt{display:flex;align-items:center;font-size:var(--fs-base);font-weight:600;color:var(--head);margin-bottom:12px}
.amf-qt .amf-n{width:26px;height:26px;border-radius:50%;background:var(--navy);color:#fff;font-size:var(--fs-sm);font-weight:700;display:inline-grid;place-items:center;margin-right:10px;flex:none}
.amf-opts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.amf-opts:has(>.amf-opt:nth-child(2):last-child),.amf-opts:has(>.amf-opt:nth-child(4):last-child){grid-template-columns:repeat(2,minmax(0,1fr))}
.amf-opts:has(>.amf-opt:only-child){grid-template-columns:1fr}
.amf-opts.col{display:flex;flex-direction:column;align-items:stretch}
.amf-opt{display:inline-flex;align-items:center;gap:8px;font-family:inherit;font-size:var(--fs-md);font-weight:500;color:var(--ink);background:var(--bg);border:1.5px solid transparent;border-radius:14px;padding:14px 16px 14px 14px;box-shadow:0 1px 2px rgba(20,34,75,.05);justify-content:flex-start;cursor:pointer;flex:0 1 auto;transition:border-color .15s,box-shadow .15s,color .15s}
.amf-opt::before{content:"";width:18px;height:18px;border-radius:50%;border:1.5px solid var(--line-2);flex:none;transition:border-color .15s,background .15s,box-shadow .15s}
.amf-opts>.amf-opt{width:100%;min-width:0;text-align:left}
@media(max-width:760px){.amf-opts,.amf-opts:has(>.amf-opt:nth-child(2):last-child),.amf-opts:has(>.amf-opt:nth-child(4):last-child){grid-template-columns:1fr}}
.amf-opt:hover{border-color:var(--navy-line);box-shadow:0 6px 16px rgba(20,34,75,.08)}
.amf-opt:hover::before{border-color:var(--navy)}
.amf-opt:focus-visible{outline:2px solid var(--navy);outline-offset:2px}
.amf-opt[aria-pressed="true"]{background:var(--bg);border-color:var(--navy);color:var(--head);font-weight:600;box-shadow:0 0 0 3px rgba(40,72,159,.10)}
.amf-opt[aria-pressed="true"]::before{border-color:var(--navy);background:var(--navy);box-shadow:inset 0 0 0 3px var(--bg)}
.amf-hint{font-size:var(--fs-sm);color:var(--muted);margin-top:4px}
.amf-res{display:none;margin-top:20px;border-radius:var(--r);padding:18px 20px;background:var(--bg);color:var(--ink)}
.amf-res.show{display:block}
.amf-res .amf-rh{font-weight:700;font-size:var(--fs-base);margin-bottom:6px;color:var(--head)}
.amf-res .amf-rh::before{content:"";display:inline-block;width:9px;height:9px;border-radius:50%;margin-right:9px;vertical-align:1px;background:var(--line-2)}
.amf-res.is-good .amf-rh::before{background:var(--green)}
.amf-res.is-mid .amf-rh::before{background:var(--gold)}
.amf-res.is-bad .amf-rh::before{background:var(--red)}
.amf-res p{font-size:var(--fs-md);line-height:1.6;color:var(--ink)}
.amf-cta{display:flex;flex-wrap:wrap;align-items:center;gap:10px;margin-top:14px}
.amf-aff{font-size:var(--fs-sm);color:var(--faint);flex-basis:100%}
.amf-disc{font-size:var(--fs-sm);color:var(--faint);margin-top:16px;line-height:1.5}
/* Tabellen */
.ctable{width:100%;border-collapse:collapse;font-size:var(--fs-md);margin:20px 0;border-top:1px solid var(--line-2)}
.ctable th{text-align:left;font-size:var(--fs-xs);font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--faint);padding:12px 14px 10px 0;border-bottom:1px solid var(--line-2)}
.ctable td{padding:13px 14px 13px 0;border-bottom:1px solid var(--line);vertical-align:top;line-height:1.55}
.ctable td b{color:var(--head);font-weight:600}
.ctable td.hl{color:var(--navy);font-weight:600}
.ctable td.hl.free{color:var(--green-deep)}
/* Werte-Tabellen: Beträge bleiben über   zusammen, lange Werte dürfen umbrechen – sonst drückt eine lange Zelle die Szenario-Spalte zusammen */
.ctable--vals td:not(:first-child){white-space:normal;min-width:88px}
.ctable--vals td:first-child{min-width:180px}
@media(max-width:640px){.ctable{font-size:var(--fs-md)}.ctable th,.ctable td{padding-right:8px}}
.tscroll{overflow-x:auto;-webkit-overflow-scrolling:touch}
/* Konditionen-Karte */
.factcard{border:1px solid var(--navy-line);border-radius:var(--r-lg);margin:22px 0;overflow:hidden;background:var(--card)}
.facthead{display:flex;align-items:center;gap:14px;padding:14px 22px;border-bottom:1px solid var(--navy-line);background:var(--navy-soft)}
.factbrand{display:flex;align-items:center;gap:12px}
.factlogo{width:104px;height:40px;border-radius:10px;border:1px solid var(--line);background:#fff;display:flex;align-items:center;justify-content:center;overflow:hidden;flex:none}
.factlogo img{box-sizing:border-box;width:100%;height:100%;padding:5px 8px;object-fit:contain}
.factbrand .ft{font-size:var(--fs-base);font-weight:700;color:var(--head)}
.factbrand .fs{font-size:var(--fs-sm);color:var(--muted)}
.factgrid .k{font-size:var(--fs-sm);color:var(--muted);line-height:1.3}
.factgrid .v{font-size:24px;font-weight:700;color:var(--head);letter-spacing:-.02em;line-height:1.1;margin-top:6px}
.factgrid .v.free{color:var(--green-deep)}
.frow{display:flex;justify-content:space-between;gap:16px;padding:12px 22px;border-bottom:1px solid var(--line);font-size:var(--fs-md)}
.frow:last-of-type{border-bottom:0}
.frow span{color:var(--muted)}
.frow b{color:var(--head);text-align:right;font-weight:600}
.frow b.free{color:var(--green-deep)}
.factaction{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 22px;border-top:1px solid var(--line);background:var(--bg-2);font-size:var(--fs-sm);color:var(--faint)}
/* Rechner */
.calc{background:var(--navy-soft);border:1px solid var(--tool-line);border-radius:var(--r-lg);padding:26px;margin:22px 0}
@media(max-width:600px){.calc{padding:20px 16px}}
.calc .tool-head{margin-bottom:20px}
.cgrid{display:grid;grid-template-columns:1fr 1fr;gap:10px}
@media(min-width:761px){.cgrid{grid-template-columns:repeat(4,1fr);gap:14px}}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:18px;height:18px;border-radius:50%;background:var(--navy);border:3px solid var(--bg);box-shadow:0 0 0 1px var(--navy-line)}
.cres .ctable{font-size:var(--fs-md)}
.cres th{padding-right:10px}

.m-only{display:none}
@media(max-width:640px){.m-only{display:inline}}

/* Produkt-Kacheln */
.pgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:20px 0}
@media(max-width:760px){.pgrid{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.pgrid{grid-template-columns:1fr}}
/* Keine halbleeren letzten Reihen: 6er-Raster, Kacheln je 2 Spalten; Restreihe füllt die Breite */
@media(min-width:761px){
.pgrid:not(.pgrid--rows){grid-template-columns:repeat(6,1fr)}
.pgrid:not(.pgrid--rows)>.pt{grid-column:span 2}
.pgrid:not(.pgrid--rows)>.pt:last-child:nth-child(3n+1){grid-column:span 6}
.pgrid:not(.pgrid--rows)>.pt:nth-last-child(2):nth-child(3n+1),.pgrid:not(.pgrid--rows)>.pt:last-child:nth-child(3n+2){grid-column:span 3}
.pgrid:not(.pgrid--rows):has(>.pt:nth-child(4):last-child)>.pt{grid-column:span 3}
}
@media(min-width:481px) and (max-width:760px){.pgrid:not(.pgrid--rows)>.pt:last-child:nth-child(odd){grid-column:1/-1}}
.pgrid--rows{grid-template-columns:1fr;gap:10px}
.pgrid--rows .pt{background:var(--bg-2)}
.pgrid--rows .pt b::before{background:var(--navy)}
.pgrid--rows .pt{display:grid;grid-template-columns:200px 1fr;gap:6px 20px;align-items:start;padding:16px 20px}
.pgrid--rows .pt b{margin:0;align-self:start}
@media(max-width:640px){.pgrid--rows .pt{grid-template-columns:1fr}}
.pt{border-radius:var(--r);padding:18px 18px 16px;background:var(--bg-2)}
.pt b::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--green);flex:none}
.pt.is-no{background:var(--bg-2)}
.pt.is-no b::before{background:var(--red)}
/* Nummerierte Punkte + Tipp */
.steps{list-style:none;counter-reset:st;display:grid;gap:14px;margin:18px 0}
.steps li{counter-increment:st;display:grid;grid-template-columns:30px 1fr;gap:14px;align-items:start}
.steps li::before{content:counter(st);width:30px;height:30px;border-radius:50%;background:var(--navy-soft);color:var(--navy);font-weight:700;font-size:var(--fs-md);display:grid;place-items:center;margin-top:1px}
.tip{background:var(--green-soft);border-radius:var(--r-sm);padding:14px 18px;font-size:var(--fs-base);line-height:1.55;margin:16px 0 8px}
/* 3 Sicherheits-Punkte */
.trio{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:24px}
@media(max-width:760px){.trio{grid-template-columns:1fr}}
.trio>div{padding:22px;background:var(--bg-2);border-radius:var(--r)}
.trio .ic{width:38px;height:38px;border-radius:10px;background:var(--bg);color:var(--navy);display:grid;place-items:center;margin-bottom:12px}
.trio .ic svg{width:20px;height:20px}
/* Screenshot */
.svc{display:flow-root;margin-top:14px}
.svc>.shotwrap{float:right;width:300px;margin:6px 0 14px 28px}
.svc .shot{margin:0}
.svc .shot-cap{margin:6px 0 0;font-size:var(--fs-sm);color:var(--faint);text-align:center}
@media(max-width:760px){.svc{grid-template-columns:1fr}}
.shot{margin:24px 0 4px;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;background:var(--bg-2)}
.shot .bar{display:flex;align-items:center;gap:6px;padding:10px 14px;border-bottom:1px solid var(--line)}
.shot .bar i{width:10px;height:10px;border-radius:50%;background:var(--line-2)}
.shot img{display:block;width:100%;height:auto}
.shot-cap{font-size:var(--fs-sm);color:var(--faint);margin:8px 0 0}
/* Bewertung */
.rating{border-radius:var(--r-lg);margin-top:24px;background:var(--bg);border:1px solid var(--line-2);overflow:hidden}
.rating .rsum{display:flex;flex-wrap:wrap;align-items:center;gap:8px 20px;background:var(--navy-soft);padding:16px 24px}
.rating .rsum .n{font-size:38px;font-weight:700;color:var(--head);letter-spacing:-.04em;line-height:1}
.rating .rsum .n::after{content:"Note";display:block;font-size:var(--fs-xs);font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--faint);margin-top:2px}
.rating .rsum .stars{display:inline-flex;gap:2px;color:var(--gold)}
.rating .rsum .stars svg{width:16px;height:16px}
.rating .rsum .lbl{display:inline-block;font-size:var(--fs-xs);font-weight:700;color:var(--gold-deep);background:var(--gold-soft);letter-spacing:.06em;text-transform:uppercase;padding:4px 9px;border-radius:6px}
.rating .rsum .mid{display:flex;gap:6px;align-items:flex-start}
.rating .rsum .s{font-size:var(--fs-sm);color:var(--muted);line-height:1.45;margin-left:auto;max-width:300px}
.rating .rsum .s a{color:var(--navy);font-weight:600;white-space:nowrap}
@media(max-width:700px){.rating .rsum{padding:18px 20px}.rating .rsum .s{margin-left:0;max-width:none}}
.rating .rbody{padding:14px 24px 8px}
@media(max-width:700px){.rating .rbody{padding:14px 18px 18px}}
.rating .rh{display:flex;justify-content:space-between;align-items:baseline;font-size:var(--fs-md);font-weight:700;color:var(--head);margin-bottom:4px}
.wrow summary:focus{outline:none}
.wrow summary:focus-visible .wc{opacity:1;color:var(--navy)}
.wrow{border-bottom:1px solid var(--line);transition:background .15s}
.wrow:last-child{border-bottom:0}
.wrow[open]{background:var(--bg-2);border-radius:var(--r-sm);margin:0 -12px;padding:0 12px;border-bottom-color:transparent}
.wrow summary{list-style:none;display:grid;grid-template-columns:1fr auto 22px;gap:3px 12px;align-items:center;padding:7px 0;cursor:pointer}
.wrow summary::-webkit-details-marker{display:none}
.wrow .wt{font-size:var(--fs-md);font-weight:500;color:var(--head)}
.wrow .wv{font-size:var(--fs-md);font-weight:600;color:var(--head);width:34px;text-align:right}
.wrow .wc{width:22px;height:22px;display:grid;place-items:center;color:var(--faint);opacity:.7;transition:transform .2s,opacity .15s}
.wrow .wc svg{width:14px;height:14px}
.wrow summary:hover .wc{opacity:1;color:var(--navy)}
.wrow summary:hover .wt{color:var(--navy)}
.wrow[open] .wc{transform:rotate(180deg)}
.wbar{grid-column:1/-1;height:4px;background:var(--line);border-radius:99px;overflow:hidden}
.wbar i{display:block;height:100%;background:var(--navy);border-radius:99px}
.wrow.is-weak .wbar i{background:var(--gold)}
.wx{display:grid;gap:6px;padding:2px 0 12px;font-size:var(--fs-md);line-height:1.55;color:var(--ink)}
.wx>div{display:grid;grid-template-columns:22px 1fr;gap:10px;align-items:start}
.wx .mk{width:20px;height:20px;margin-top:1px}
.wx .mk svg{width:11px;height:11px}
.wx .is-none{grid-template-columns:1fr;color:var(--muted);font-style:italic}
/* Pro / Contra */
.vsgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:22px}
@media(max-width:760px){.vsgrid{grid-template-columns:1fr;gap:26px}}
.vcard{border-radius:var(--r-lg);padding:18px 20px 14px}
.vcard.yes{background:var(--green-soft)}
.vcard.no{background:var(--red-soft)}
.vcard .vt{font-size:var(--fs-xs);font-weight:700;letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px}
.vcard.yes .vt{color:var(--green-deep)}
.vcard.no .vt{color:var(--red-deep)}
.vcard .vt .mk{width:18px;height:18px}
.vcard .vt .mk svg{width:11px;height:11px}
.vcard ul{list-style:none;display:grid;gap:2px}
.vcard li{display:grid;grid-template-columns:18px 1fr;gap:10px;align-items:start;padding:8px 0;font-size:var(--fs-base);line-height:1.45;color:var(--ink)}
.vcard li::before{content:"";width:18px;height:18px;border-radius:50%;margin-top:2px;background-repeat:no-repeat;background-position:center;background-size:10px}
.vcard.yes li::before{background-color:#fff;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230F8A4B' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.2 4.2L19 7'/%3E%3C/svg%3E")}
.vcard.no li::before{background-color:#fff;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C0392B' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M6 6l12 12M18 6L6 18'/%3E%3C/svg%3E")}
/* CTA-Reihe */
/* Alternativen */
.altgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:20px}
@media(max-width:680px){.altgrid{grid-template-columns:1fr}}
.alt{border-radius:16px;padding:18px 20px;display:flex;flex-direction:column;background:var(--bg-2)}
.alt .ahead{display:flex;align-items:center;gap:12px;margin-bottom:10px}
.alt .alogo{width:46px;height:46px;border-radius:11px;border:1px solid var(--line);background:#fff;display:grid;place-items:center;overflow:hidden;flex:none}
.alt .alogo img{width:100%;height:100%;object-fit:contain;padding:6px}
.alt .aname{font-size:var(--fs-base);font-weight:600;color:var(--head);line-height:1.2}
.alt .anote{font-size:var(--fs-sm);color:var(--faint);margin-top:1px}
.alt .awhen{font-size:var(--fs-md);font-weight:500;color:var(--navy);margin-bottom:6px;line-height:1.4}
.alt .alink{margin-top:auto;align-self:flex-start;display:inline-flex;align-items:center;gap:6px;font-size:var(--fs-sm);font-weight:600;color:var(--navy)}
.alt .alink .ar{display:inline-block;transition:transform .15s}
.alt .alink:hover .ar{transform:translateX(4px)}
.article .alt a.alink{text-decoration:none}
/* Unterstreichung nur unter dem Text, nicht unter dem Pfeil: Link als Block statt Flex, Pfeil als inline-block */
.alt a.alink,.spot a.alink{display:block}
.alt a.alink .ar,.spot a.alink .ar{display:inline-block;margin-left:6px}
.article .alt a.alink:hover,.article .spot a.alink:hover{text-decoration:underline;text-decoration-thickness:1.5px;text-underline-offset:4px}
/* Änderungshistorie */
.chg-btn{display:inline-flex;align-items:center;gap:8px;margin-top:14px;font-family:inherit;font-size:var(--fs-md);font-weight:700;color:var(--navy);background:none;border:0;padding:6px 0;cursor:pointer}
.chg-btn .i{transition:transform .2s}
.chg-btn[aria-expanded="true"] .i{transform:rotate(180deg)}
.chg-btn:hover{text-decoration:underline;text-underline-offset:3px}
/* FAQ */
.faq summary .pm{transition:transform .2s}
.fa{padding:0 0 20px;font-size:var(--fs-lg);line-height:1.7;color:var(--ink);max-width:var(--article)}
.faq summary:focus-visible .pm{outline:2px solid var(--navy);outline-offset:2px}
.faq .fa-wrap{overflow:hidden}
.faq details.is-anim .fa-wrap{transition:height .28s ease}
@media(prefers-reduced-motion:reduce){.faq details.is-anim .fa-wrap{transition:none}}
/* Weiter vergleichen */
.relbox{margin-top:var(--s-block);background:var(--bg-2);border-radius:var(--r-lg);padding:20px 22px 18px}
.rel{display:flex;flex-wrap:wrap;gap:8px}
.article .rel a{font-size:var(--fs-md);font-weight:500;color:var(--ink);background:var(--bg);border-radius:8px;padding:8px 13px;text-decoration:none;transition:color .15s,box-shadow .15s}
.article .rel a:hover{color:var(--navy);box-shadow:inset 0 0 0 1px var(--navy-line)}
.article .rel a::after{content:" →";color:var(--faint)}
.article .rel a:hover::after{color:var(--navy)}
/* Quellen */
.ad24-sources{margin-top:28px;padding-bottom:var(--s-section)}
.src-acc>summary{list-style:none;display:inline-flex;align-items:center;gap:8px;cursor:pointer;font-size:var(--fs-md);font-weight:600;color:var(--navy);padding:6px 0}
.src-acc>summary::-webkit-details-marker{display:none}
.src-chev{width:16px;height:16px;transition:transform .2s}
.src-acc[open]>summary .src-chev{transform:rotate(180deg)}
.ad24-sources ul{list-style:none;display:grid;gap:12px;margin-top:14px}
.ad24-sources li{display:grid;grid-template-columns:18px 1fr;gap:10px;font-size:var(--fs-md);line-height:1.55;color:var(--muted)}
.ad24-sources li svg{width:16px;height:16px;color:var(--navy);margin-top:3px}
.src-note{margin-top:16px;font-size:var(--fs-sm);color:var(--faint);line-height:1.6;border-top:1px solid var(--line);padding-top:14px}
/* Sticky mobile CTA */
.smcta{position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--card);border-top:1px solid var(--line);padding:10px 16px;display:none;justify-content:space-between;align-items:center;gap:12px;box-shadow:0 -6px 20px rgba(20,34,75,.08)}
@media(max-width:760px){.smcta{display:flex}body{padding-bottom:70px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* v4.33: Affiliate-Buttons (Wechsel zum Anbieter) grün mit ↗ – Navy bleibt für Aktionen auf unserer Seite.
   Erkannt über Platzhalter-href (#, provider_url), echte externe Links (http) oder rel="sponsored"; .btn-aff für Sonderfälle. */
/* v4.90: Sidebar (Inhaltsverzeichnis) schon ab 1100px statt 1200px */
@media(min-width:1100px){
  .shell{display:grid;grid-template-columns:minmax(0,1fr) 250px;gap:48px;align-items:stretch}
  .maincol{min-width:0}
  .maincol .wrap{max-width:none;padding:0}
  .railcol{display:block;padding-top:48px}
}
.feat-tag{max-width:100%}
.feat-tag>span{min-width:0}
/* v4.92: lange Wörter in Vor-/Nachteil-Zeilen trennen (390 px), Vergleichstabellen bis 860 px als Karten wie mobil (vorher 761–860 px breiter als der Bildschirm) */
.feat-tag>span{hyphens:auto;-webkit-hyphens:auto;overflow-wrap:break-word}
/* v4.93: Drei-Spalten-Kacheln (.trio) – lange Wörter trennen statt über den Rand zu laufen (z. B. 768 px) */
.trio>*{min-width:0}
.trio h3,.trio h4,.trio p{hyphens:auto;-webkit-hyphens:auto;overflow-wrap:break-word}
/* Lesbarkeit 26.10.2026: lange Wörter in schmalen Kennzahl-Zellen trennen */
.cl,.k{-webkit-hyphens:auto;hyphens:auto;overflow-wrap:break-word}
@media(max-width:600px){.crows .cr:has(.crk){grid-template-columns:minmax(34px,auto) minmax(0,1.15fr) minmax(0,1fr);gap:10px}.crows .crk{font-size:var(--fs-sm)}}
/* Weniger Blau im Review-Kopf (26.10.2026): „Zum Kurzfazit“ ist nur ein Sprung nach unten → Outline;
   einzige gefüllte Aktion im ersten Bildschirm bleibt „Konditionen ansehen“ in der Verdict-Karte. Autorname dunkel. */
.hero-actions .btn.btn-primary[href="#kurzfazit"],.hero-actions .btn.btn-primary[href="#alternativen"],.hero-actions .btn.btn-primary[href="#rechner"]{background:var(--bg);color:var(--navy);border-color:var(--navy-line);box-shadow:none}
.hero-actions .btn.btn-primary[href="#kurzfazit"]:hover,.hero-actions .btn.btn-primary[href="#alternativen"]:hover,.hero-actions .btn.btn-primary[href="#rechner"]:hover{background:var(--navy-soft);border-color:var(--navy);color:var(--navy)}
.hero-meta .who a{color:var(--head);text-decoration:none}
.hero-meta .who a:hover{color:var(--navy);text-decoration:underline;text-underline-offset:3px}
/* Warn-Kennzeile im Hero (z. B. „Broker geschlossen“): rote Plakette statt grauer Kennzeile */
/* Warnzeile für geschlossene Anbieter: rote Textzeile mit Ausrufezeichen-Symbol, ohne Plakette */
.eyebrow.eyebrow-alert{display:inline-flex;align-items:center;gap:8px;width:auto;background:none;color:var(--red-deep);padding:0;border-radius:0;text-transform:none;letter-spacing:0;font-size:var(--fs-md);font-weight:600;margin-bottom:14px}
.eyebrow.eyebrow-alert::before{content:"";width:16px;height:16px;flex:none;background:currentColor;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Ccircle cx='8' cy='8' r='6.5' fill='none' stroke='black' stroke-width='1.6'/%3E%3Cpath d='M8 4.5v4.2' stroke='black' stroke-width='1.6' stroke-linecap='round'/%3E%3Ccircle cx='8' cy='11.2' r='.9'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Ccircle cx='8' cy='8' r='6.5' fill='none' stroke='black' stroke-width='1.6'/%3E%3Cpath d='M8 4.5v4.2' stroke='black' stroke-width='1.6' stroke-linecap='round'/%3E%3Ccircle cx='8' cy='11.2' r='.9'/%3E%3C/svg%3E") center/contain no-repeat}
/* Status-Plakette in der Sidebar-Karte bei eingestellten Anbietern (statt Note) */
.railcard .rc-status{display:inline-block;margin-top:5px;white-space:nowrap;font-size:var(--fs-xs);font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--red-deep);background:var(--red-soft);padding:4px 9px;border-radius:7px}
/* Ankersprünge: Abschnitt beginnt genau unter dem Sticky-Header (73 px), nichts vom vorigen Block sichtbar (26.10.2026) */
section[id]{scroll-margin-top:72px}
/* Note-Zeile Variante F (26.10.2026): große Note | Trennlinie | Urteil als Text, darunter Sterne — keine Plakette */
.verdict .vscore{gap:14px}
.verdict .vscore:not(:has(.is-off)) .n small{display:none}
.verdict .vscore .w{flex-direction:column;align-items:flex-start;gap:3px;padding-left:14px;border-left:1px solid var(--line-2);min-height:40px;justify-content:center}
.verdict .vscore .w .lbl{order:-1;background:none;padding:0;border-radius:0;text-transform:none;letter-spacing:0;font-size:var(--fs-base);font-weight:600;color:var(--head)}
.verdict .vscore .w .lbl.is-off{color:var(--red-deep);background:none!important;padding:0!important}
.rating .rsum .lbl{background:none;padding:0;border-radius:0;text-transform:none;letter-spacing:0;font-size:var(--fs-base);font-weight:600;color:var(--head)}
/* Geeignet / weniger geeignet wie Vor-/Nachteile: zwei getönte Panels ohne Rahmen und Trennlinie (26.10.2026) */
.gn-grid{gap:16px;border:0;border-radius:0;overflow:visible;background:none}
.gn-grid .gn-col{border:0!important;border-radius:var(--r-lg);padding:18px 20px 14px}
.gn-grid .gn-col.is-yes{background:var(--green-soft)}
.gn-grid .gn-col.is-no{background:var(--red-soft)}
.gn-grid .gn-col li::before{background-color:#fff}
/* Bewertungsblock (26.10.2026): Kopf wie Verdict-Variante F, ohne Rahmen, Kriterien ohne Trennlinien, dünne Balken */
.rating{border:0;overflow:visible;background:none}
.rating .rsum{border-radius:var(--r-lg)}
.rating .rsum .n::after{display:none}
.rating .rsum .mid{flex-direction:column;gap:3px;padding-left:14px;border-left:1px solid var(--line-2);min-height:40px;justify-content:center}
.rating .rsum .mid .lbl{order:-1}
.rating .rbody{padding:16px 0 0}
.rating .rh small{font-size:var(--fs-sm);font-weight:400;color:var(--faint)}
.rating .wrow{border-bottom:0}
.rating .wrow summary{padding:9px 0}
.rating .wbar{height:4px!important}
.rating .wrow[open]{margin:0 -14px;padding:0 14px}
@media(max-width:600px){.rating .rh{display:block}.rating .rh small{display:block;margin-top:2px}}
/* Lange Wörter (Typo-Skala): Tabellenköpfe und Zeilen-Labels dürfen trennen */
.ctable th,.pt b,.rg-table th{-webkit-hyphens:auto;hyphens:auto;overflow-wrap:break-word}
/* Konditionen-Karte (27.10.2026): ohne Rahmen und Linienraster — Kopf getönt, Kennzahlen als graue Kacheln, Zeilen mit feinen Trennern */
.factcard{border:0;border-radius:0;overflow:visible;background:none}
.factcard .facthead{border:0;border-radius:var(--r-lg)}
.factcard .factgrid{gap:10px;border:0;margin:10px 0 6px}
.factcard .factgrid .fg{border:0!important;background:var(--bg-2);border-radius:14px}
.factcard .frow{padding-left:4px;padding-right:4px}
/* Konditionen-Karte sichtbar abschließen, Fußnote an die Tabelle, Abstand zur nächsten Überschrift */
.factcard .frow:last-of-type{border-bottom:1px solid var(--line)}
.factcard + p.small{margin-top:-8px}
/* Nach Blöcken (Tabellen, Karten, Kacheln, Boxen) mehr Luft vor der nächsten Zwischenüberschrift – auch mit Fußnote dazwischen */
.article > div + .h3,.article > div + p.small + .h3,.factcard + p.small + .h3{margin-top:44px!important}
/* Auch nach normalem Text (Absatz, Liste) klarer Abstand vor der Zwischenüberschrift */
.article > p + .h3,.article > ul + .h3,.article > ol + .h3{margin-top:40px!important}
/* Konditionen-Karte: Detailzeilen: Wert linksbündig in zweiter Spalte statt am rechten Rand, Kachel-Zusatz immer unter der Zahl (27.10.2026) */
.factcard .factgrid .v small{flex-basis:100%;margin-top:4px;font-weight:500;color:var(--muted);line-height:1.3}
@media(min-width:700px){
/* Gemeinsame Spaltenbreite für alle Zeilen einer Karte (Subgrid): so breit wie die längste Bezeichnung, höchstens 40 % */
.factcard{display:grid;grid-template-columns:fit-content(40%) minmax(0,1fr);column-gap:24px}
.factcard>*{grid-column:1/-1}
.factcard .frow{display:grid;grid-template-columns:subgrid;align-items:baseline}
.factcard .frow b{text-align:left}
}
/* Kachel-Titel: Punkt an der ersten Zeile ausrichten, auch bei Umbruch */
.pt b{align-items:center;color:var(--head);display:flex;font-size:var(--fs-base);font-weight:600;gap:9px;margin-bottom:6px}
.pt b::before{margin-top:.38em}
/* Punkt an der ersten Zeile ausrichten, auch bei zweizeiligen Titeln */
.pgrid .pt b{align-items:flex-start;line-height:1.4}
.pgrid .pt b::before{margin-top:calc(.7em - 4px)}
/* Fettung im Kacheltext ist keine Kachel-Überschrift: kein Punkt, keine eigene Zeile */
.pt span b{display:inline;font-size:inherit;line-height:inherit;margin:0;color:var(--head);font-weight:600}
/* Info-Kacheln mit Icon (.trio): Icon neben dem Titel statt darüber, keine Silbentrennung im Fließtext (27.10.2026) */
.trio h3,.trio h4,.trio p{-webkit-hyphens:manual;hyphens:manual}
.trio>div:has(>.ic){display:grid;grid-template-columns:auto minmax(0,1fr);column-gap:12px;align-items:center;align-content:start}
.trio>div:has(>.ic)>.ic{margin:0}
.trio>div:has(>.ic)>:not(.ic):not(h3):not(h4){grid-column:1/-1;margin-top:10px}
.trio>div:has(>.ic)>h3,.trio>div:has(>.ic)>h4{margin:0;line-height:1.3}
@media(max-width:760px){.svc{display:flex;flex-direction:column}.svc>.shotwrap{float:none;width:auto;margin:4px 0 0;order:2}}

/* Responsive type uses explicit sizes, never viewport-scaled fonts. */
@media(max-width:1000px){.h3{font-size:21px}.lead{font-size:17px}.phero h1{font-size:38px}.snap-verdict{font-size:18px}}
@media(max-width:760px){.h2{font-size:24px}.h3{font-size:20px}.phero h1{font-size:32px}}